High Rise Commercial Financial District Skyline

Capital Products & Offerings

Our Investment Products & Financing Programs

Capital Management Advisory LLC structures institutional-grade investment vehicles, commercial credit products, and specialized energy sector financing designed to optimize capital allocation for investors and sponsors.

1. Direct Investment Vehicles (Investor Partners)

Restricted to accredited individuals, family offices, and institutional investors seeking high-yield opportunities.

High Rise Commercial Real Estate First-Lien Debt

First-Lien Private Debt

Senior mortgage & commercial bridge loans secured by high-rise commercial real estate at conservative LTV ratios (≤ 65%-70%).

  • Horizon: Short-Term (12–36 Months)
  • Target Returns: Monthly/Quarterly Distributions
  • Capital Minimum: $100k – $500k+
High Rise Preferred Equity Investment

Preferred Equity & Mezzanine

Structured capital inserted between senior debt and sponsor equity on high-margin developments and urban value-add assets.

  • Horizon: Medium-Term (3–5 Years)
  • Target Returns: 15%–20% Fixed Hurdles + Upside
  • Capital Minimum: $250k – $1M+
Co-Investment & Joint Venture

Co-Investment / JV Equity

Direct equity participation in high-upside opportunistic acquisitions, major infrastructure projects, and commercial data centers.

  • Horizon: Long-Term (5+ Years)
  • Target Returns: 20%–30% Target IRR
  • Capital Minimum: $500k – $5M+

Investor Partner Qualification & Accreditation Criteria

To participate, investors must meet U.S. federal securities regulatory standards (SEC Reg D, Rule 506):

  • Income Standard: Individual income exceeding $200,000 ($300,000 joint) in each of the prior two years.
  • Net Worth Standard: Net worth exceeding $1,000,000 (excluding primary residence).
  • Entity Standard: Total assets exceeding $5,000,000 or entity owned entirely by accredited investors.
  • Institutional/Licensed: Qualified Purchasers, Series 7/65/82 holders, Banks, or Registered Investment Companies.

Submit Investor Partner Applications To:

2. Commercial Real Estate (CRE) & Business Lending Programs

Fast-track debt financing for borrowers and developers. Complete intake packages receive a firm commitment letter within 3–5 business days.

High Rise Commercial Real Estate Development

Streamlined Underwriting & Fast Execution

Our credit committee performs accelerated due diligence on commercial acquisitions, bridge opportunities, fix & flip, multi-family, and ground-up developments. Submitting a complete intake package allows our team to quickly issue term sheets and binding commitment letters.

Real Estate & Business Loan Terms Overview

Explore our flexible financing parameters tailored across real estate asset classes and commercial business financing:

Loan Type Typical Interest Rate Max Leverage (LTV / LTC) Term Length Points & Origination Speed to Close Key Qualification Factors
Fix & Flip 6.5% – 9.5% Up to 90% LTC / 75% ARV 6 – 24 months 1.0% – 3.0% 7 – 14 days Borrower track record (prior flips), rehab budget feasibility, property location
Multi-Family Loan 6.0% – 10.5% Up to 75% – 80% LTV 12 – 36 mos (Bridge) / 5–30 yrs (DSCR/Perm) 1.0% – 2.0% 10 – 21 days Debt Service Coverage Ratio (DSCR ≥ 1.20x), occupancy rate, property condition
Commercial Loan 8.5% – 12.5% Up to 65% – 75% LTV 12 months – 5 years 1.0% – 3.0% 10 – 21 days Cash flow / Net Operating Income (NOI), tenant strength, asset type (industrial, retail, office)
Construction Loans 9.5% – 11.5% Up to 80% – 85% LTC / 70% LTARV 12 – 24 months 1.5% – 3.5% 10 – 21 days Developer track record, detailed plans & permits, general contractor vetting
Business Loan 7.0% – 11.0%
(or factor rates 1.10–1.30)
Up to 80% of asset value / $5K–$1M+ 6 – 60 months 2.0% – 4.0% 24 hours – 7 days Annual revenue ($150k+ typical), time in business (6+ mos), personal guarantee
Refinance Loan
(Private Cash-Out / Rate-and-Term)
6.5% – 11.0% Up to 70% – 75% LTV 12 months – 30 years 1.0% – 2.5% 10 – 21 days Property equity, seasoning period, exit strategy / cash flow
Bridge Loans 6.5% – 12.0% Up to 70% – 75% LTV 6 – 36 months 1.0% – 3.0% 7 – 14 days Clear exit strategy (refinance or sale), property collateral value

Required Underwriting Document Checklist

Please submit the following documentation to initiate formal underwriting:

1. Borrower & Sponsor Entity

  • Personal Financial Statement (PFS) dated within 90 days
  • Last 3 years personal & corporate Tax Returns
  • Sponsor Track Record (5–10 years CRE experience)
  • Entity Docs (Articles, Operating Agreement, Good Standing)
  • Clear color copies of Driver's Licenses/Passports

2. Property Operating Financials

  • 3 Years Historical P&L Statements & Balance Sheets
  • YTD & Trailing 12-Month (T12) P&L Statements
  • Certified Rent Roll with lease start/end & deposit details
  • Copies of major commercial or master lease agreements
  • 3-to-5-year detailed Pro Forma operating budget

3. Property Real Estate Data

  • Executive summary, property description, photos & site map
  • Executed Purchase & Sale Agreement (PSA)
  • Current lender payoff statements or existing note copies
  • Existing Title Insurance Policy & boundary survey

4. Construction & Reports

  • Recent Appraisal, Phase I ESA, and PCA reports
  • Detailed Scope of Work & Hard/Soft Cost Budget
  • Executed GC Contract, license & track record
  • Zoning verification letter & active building permits

Underwriting Inquiries:

Submit Complete Package To:

3. Energy Sector & Infrastructure Financing

Strategic capital debt, project financing, and equity participation across traditional energy assets, renewable infrastructure, and power generation facilities.

Energy Infrastructure and Sustainable Power Assets

Comprehensive Energy Capital Structures

Capital Management Advisory LLC provides tailored debt and joint venture structures for energy operators, project developers, and clean tech innovators. Our energy desk conducts thorough technical, regulatory, and credit underwriting for projects across North America and select global markets.

Renewable Energy Solar and Wind Capital

Clean & Renewable Energy

Utility-scale solar farms, wind power infrastructure, and hydro-electric project construction financing and tax-equity investments.

  • Horizon: Medium to Long-Term (3–7 Years)
  • Target Returns: 12%–16% Target Yield
  • Facility Size: $2M – $25M+
Traditional Oil, Gas, and Power Infrastructure

Conventional Energy & Oil/Gas

Reserve-backed lending, midstream pipeline infrastructure financing, thermal power generation, and field asset acquisition credit.

  • Horizon: Short to Medium-Term (2–5 Years)
  • Target Returns: 15%–20% Structured Returns
  • Facility Size: $5M – $50M+
Power Grid Modernization and Energy Storage

Grid Modernization & Battery Storage

Utility-scale BESS (Battery Energy Storage Systems), EV charging infrastructure networks, and smart grid technological deployments.

  • Horizon: Long-Term (5–10 Years)
  • Target Returns: 14%–18% IRR
  • Facility Size: $1M – $15M+

Energy Project Submission Checklist & Requirements

Energy developers and sponsors seeking project debt or joint venture capital must submit:

  • Feasibility & Technical Audits: Independent Engineering (IE) reports, P50/P90 yield estimations, and technology certifications.
  • Offtake Agreements: Executed Power Purchase Agreements (PPAs), tolling contracts, or off-take commitments.
  • Permitting & Interconnection: Active interconnection approval, environmental impact studies, and municipal zoning clearances.
  • Financial Modeling: 10-year dynamic financial model, capital expenditure (CapEx) breakdown, and O&M cost schedules.

Energy Sector Inquiries & Submissions: